Here's how it works: if an accident occurs, and your primary insurance coverage runs out, umbrella insurance steps in. It covers additional costs like medical expenses, legal fees, or property damage, providing an extra cushion of financial security when you need it most.
Umbrella insurance offers broad protection, including:
Liability Coverage: Covers bodily injury or property damage caused by you or a family member.
Personal Injury Coverage: Protects against claims of libel, slander, defamation, or invasion of privacy.
Legal Fees: Covers your legal defense costs, even if you're not found liable.
False Arrest, Detention, or Imprisonment: Provides coverage if someone claims you wrongfully detained them.
Damage to Others' Property: Covers damage caused by your child or pet to someone else's property.
Worldwide Coverage: Extends coverage internationally, beyond the United States.
Umbrella insurance is a valuable addition to your insurance portfolio, offering peace of mind and protection from life's financial challenges. Purchasing it is simple, and our experienced agents are here to guide you every step of the way. Ensure your financial security – let us help you navigate the umbrella insurance process!