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Protect Yourself and Others – The right car insurance can help protect you, your family members, your passengers and other drivers. If an accident happens, you want to know you have the right coverage to take care of any property or bodily injury costs that may arise.
Home insurance provides coverage to repair or rebuild your home after events like fire, smoke, theft, vandalism, or damage caused by weather such as lightning, wind, or hail. Most standard homeowners insurance policies also cover furniture, clothing, and other possessions.
Insurance plans are beneficial to anyone looking to protect their family, assets/property and themselves from financial risk/losses: Insurance plans will help you pay for medical emergencies, hospitalization, treatments, and medical care required in the future.
Renters insurance provides financial reimbursement to cover a tenant’s lost or damaged possessions as a result of fire, theft or vandalism. It also covers a tenant’s liability in the event that a visitor is injured on the premises. Note: landlord’s insurance doesn’t cover your belongings.
Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more. It generally helps pay to repair your unit and your belongings if they are stolen or damaged. Condo insurance policy provides coverage for personal property and liability.
Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure. However, even if you aren’t in a flood-prone area purchasing a flood insurance policy can be well worth it.
Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas. There are two situations in which travel insurance can be worthwhile: to protect your trip and to protect your health.
Recreational indemnity plan pays for physical damage to your off-road vehicle if it is involved in an accident or stolen. Benefits of coverage for things such as vandalism or theft. In the event of an accident, a recreational insurance plan policy may cover: Bodily Injury, Property Damage, and Medical Payments. There are three levels of coverage: Basic, Broad, and Special.
Compared with ordinary auto insurance, commercial trucking insurance needs to cover not just bigger risks, but a wider range of risks. The potential costs of damage to property and medical bills are higher simply because a truck can have a bigger impact in a collision. Meanwhile, you’ll also need to be covered for the potential loss of, or damage to, cargo. Protect your company from loss.
Fleet insurance is a convenient way for businesses to cover all of their company-owned cars and trucks with one policy. This makes it easier and more cost-effective to manage all of your business vehicles under one policy. Fleet insurance offers business owners the option to allow employees to drive any vehicle at any time, while also protecting the company’s investment.
A specialty contractor insurance policy is an easy way to cover multiple risks without having to settle for a one-size-fits-all policy. There are a variety of options available depending on what type of contracting work your business does. From general contractors to HVAC technicians, specialized contractor insurance can ensure your business has the right level of coverage.
The key is choosing an insurer that understands the specific needs and risks. Brewery Insurance makes sure that your property insurance covers not just damage or destruction of equipment and stock, but also any lost profits, particularly if you’re out of action for a while. It’s also worth exploring options for coverage against having to withdraw or recall stock if you discover a safety risk.
Builders Risk Insurance
Builders risk insurance is effectively a form of property insurance that covers the period while the property is still under construction. It’s possible for the property owners to take out such a policy, though more commonly it’ll be a policy they insist the contractors take out. key areas of coverage are damage caused by events such as fire and hail storms, theft, vandalism, and damage caused by vehicles
Business Auto Insurance
A vehicle collision is never good news, but when it’s one of your business’ cars or trucks, the consequences are more complicated. Commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection. For example, when obtaining commercial car insurance you can get liability coverage to reflect the fact that a business typically has more assets at risk than an individual would.
Workers Comp Insurance
Workers’ compensation insurance, or simply workers’ comp, is not just a legal requirement in some states. It’s an investment in the safety and security of your employees. And without it, your business could face expensive lawsuits. The precise rules vary from state to state, but the general rule is that your business must take out workers’ compensation insurance for employees that pays out if they are injured at work.
Cyber Liability Insurance
Getting hacked isn’t just a hassle. It also poses a huge and unexpected cost to your business. Cyber liability insurance is a specialized policy that’s customized to cover many of the risks your business faces. A cyber liability insurance policy can help you to cover the expenses associated with a cyber hack. Some cyber policies cover loss of business while your systems are compromised or unavailable.
The Value Of An Agent
Are you shopping for coverage? Ready to get an insurance quote? Maybe you have a question about a policy or need to file a claim. Be sure to let your personalize agent deliver personalized service and support.
The Ease Of A Claim
You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible. In the unfortunate event of a large-scale disaster, Our company may even process claims on-site in real time.
The Experiance Of Insight
You’ll probably have a few questions as you research insurance coverage. If you’re not yet ready to speak with a agent, we may still have the answers you may be looking for.
Alpha & Omega Insurance Group
When you work with our independent insurance agency, you’re getting the power of choice. From simplifying the insurance process to finding you the right coverage, here’s what makes us different.
Bringing you the right blend of price, coverage, and service is what we strive to do. By representing different insurance companies, we can provide a unique variety of policies and price points. We do the shopping so you can save and get the best possible coverage.
You’re never on your own when it comes to your insurance because we are here for you and will work with the insurance company on your behalf. We’re also dedicated to ensuring you have the coverage you need so that if you do suffer a loss, you’ll be appropriately covered
Your insurance needs are unique, your insurance coverage should be too. We’ll find the insurance solutions to fit your needs by providing a wide variety of coverage options. Protect what matters most by having the best insurance that’s not a one-size-fits-all approach.
Signing the dotted line is not the last step, it’s the first step of our relationship to you as our client. Whether you need to update a policy, add coverage options, or simply have a question about your insurance, we’re here to ensure you always have the right protection.
When it comes to choosing your insurance coverage, we want you to make an informed decision. Through education and explanation of the insurance process, we simplify the complexities so you can make the right choice based on your insurance needs.