Commercial Truck Insurance

Primary Liability Insurance

• Covers bodily injury and property damage that your truck may cause to others in an at-fault accident. This is typically required by law.

Physical Damage Coverage

• Protects your truck against damage from collisions, theft, vandalism, and other non-collision incidents like fire or natural disasters.

Cargo Insurance

• Covers the goods you are transporting in case of damage or loss due to accidents, theft, or other covered events.

General Liability Insurance

• Provides coverage for third-party claims of bodily injury or property damage that occur outside of trucking operations, such as at your business premises.

Non-Trucking Liability (Bobtail Insurance)

• Covers your truck when it is being used for non-business purposes, such as personal use by the driver.

Motor Truck Cargo Insurance

• Specifically designed to cover the cargo you are hauling, protecting you against financial loss if the cargo is damaged or lost.

Uninsured/Underinsured Motorist Coverage

• Protects you and your drivers if you’re involved in an accident with a driver who has insufficient or no insurance.

Workers’ Compensation Insurance

• Provides coverage for medical expenses and lost wages for employees who are injured on the job, including your drivers.